Losing a loved one is an incredibly challenging and emotional experience that can also become a significant financial burden. Although it may be uncomfortable to consider, taking proactive steps to preplan can alleviate unnecessary stress for your nearest and dearest.

After your passing, standard assets like bank accounts or life insurance will necessitate a death certificate for your beneficiaries to access the funds. However, obtaining a death certificate requires payment to the funeral home. Consequently, this places the responsibility of covering immediate expenses squarely on your loved ones' shoulders. These expenses may include:

Funeral Planning and Costs

Travel Costs

Loss of wages for time off

With Beneficiary Liquidity Planning, we are able to set aside anywhere from $5,000 to $100,000 to provide your heirs with tax-free access to funds when they need it most—within 24-48 hours after your death. There is no death certificate required, just a one-page claim signed by the funeral director.

*Easy Application for you *No Waiting

*Easy claim process for your heirs *No legal fees

*Fixed Growth account with no market risk